Lounge›Insight
Key concepts and the latest issues in crypto, stocks and AI, explained
Lounge›Insight
Key concepts and the latest issues in crypto, stocks and AI, explained

Korean residents pay no capital gains tax on most on-exchange sales of listed Korean shares, but gains on US and other foreign stocks must be self-reported every May. Here is how the rules, rates and deadlines work.

Getting paid every month is a schedule, not a return. Learn how dividend yield and payout ratio work, what JEPI's last 12 distributions looked like, and how to compare monthly income funds.

A dollar-pegged token can still trade below a dollar. Here is how depegs happen, why redeeming and selling are different, and how AML rules can freeze coins in ordinary users' wallets.

SMH spreads money across 25 U.S.-listed chip companies, but its top holdings dominate. Here is how that compares with owning ASML or TSMC directly, including overlap, ADR details and costs.

Starknet is a ZK rollup that settles with STARK validity proofs; Arbitrum One is an optimistic rollup with a 6.4-day challenge window. A plain-English comparison of proofs, withdrawals, tooling, tokens and risks, as of October 2026.

Google DeepMind's EmbeddingGemma 2 brings text, code, image, video and audio into one vector space. Here is what the model card says and how to evaluate any embedding model for your own retrieval pipeline.