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投资指南 · 常见问题What Time Does the US Stock Market Open in Korea? Hours, DST and Holidays
The NYSE and Nasdaq trade 9:30 a.m. to 4:00 p.m. Eastern Time. In Korea Standard Time that is 10:30 p.m. to 5:00 a.m. while US daylight saving time is in effect, and 11:30 p.m. to 6:00 a.m. after it ends. Conversion table, DST dates and official holidays inside.
5 分钟阅读 42
投资指南 · 常见问题Can You Buy Stocks Without a Broker? Direct Stock Purchase Plans and DRIPs Explained
Some U.S. companies let you buy shares directly through a transfer agent and reinvest dividends automatically. Here is how direct stock purchase plans and DRIPs work, what they cost, and the trade-offs versus a brokerage account, as of October 2026.
6 分钟阅读 7
投资指南 · 常见问题How to Pick Dividend Stocks: Yield Traps, Payout Ratio and Dividend Growth
A high dividend yield tells you little about whether the payment will last. Learn to separate price-driven yields from real income, read the payout ratio, test free cash flow coverage and judge dividend growth.
7 分钟阅读 7
投资指南 · 常见问题How to Calculate Capital Gains Tax on Stocks: US, UK and Canada Compared
The US taxes long-term gains at 0%, 15% or 20% based on taxable income, the UK charges 18% or 24% after a £3,000 allowance, and Canada adds half of the gain to your income. Worked examples, checked against official guidance as of October 2026.
6 分钟阅读 10
投资指南 · 基础What Is Portfolio Diversification? Allocation Examples and How to Measure It
Portfolio diversification spreads money across investments that do not move in lockstep. See the two-asset formula worked out step by step, sample allocations by risk profile, and a simple checklist for your own portfolio.
6 分钟阅读 12
投资指南 · 基础Retirement Investing for Beginners: How Much to Save and How to Balance Risk
Start retirement investing with your income gap, not a product. Learn a three-step savings estimate, how time horizon and risk tolerance shape your stock and bond mix, when to rebalance, and the 2026 US contribution limits.
6 分钟阅读 9
投资指南 · 常见问题How to Buy ETFs: Step-by-Step Through a Brokerage App
Buying an ETF works much like buying a stock, but a fund deserves a few extra checks. Here is the common workflow across brokerage apps, plus the order-type, cost and timing details that trip up first-time buyers.
6 分钟阅读 12
投资指南 · 热门Social Security 2027 COLA: How the Increase Is Calculated and When It Arrives
The 2027 Social Security COLA depends on average CPI-W for July through September 2026. As of October 13, 2026, no official figure exists; September CPI is scheduled for October 14 at 8:30 a.m. ET. Here is the formula, the payment timeline and what affects your net check.
6 分钟阅读 23
投资指南 · 常见问题Capital Gains Tax in Korea: How Domestic and Foreign Stock Gains Are Taxed
Korean residents pay no capital gains tax on most on-exchange sales of listed Korean shares, but gains on US and other foreign stocks must be self-reported every May. Here is how the rules, rates and deadlines work.
7 分钟阅读 16