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暗号資産・株式・AI の重要な概念と最新の話題をわかりやすく解説
ラウンジ›インサイト
暗号資産・株式・AI の重要な概念と最新の話題をわかりやすく解説

Videos promoting a 'tax-free account for couples up to 600 million won' point to Korea's proposed Productive Finance ISA. The 600M figure is two people's combined contribution caps, not a tax-free amount, and the bill was still before the National Assembly as of November 1, 2026.

In a Korean brokerage pension savings account, depositing and investing are separate steps. Here is how to find idle cash, buy eligible ETFs, automate purchases and rebalance.

How Korea's 70% risky-asset cap works in DC and individual IRP retirement accounts, which products may fill 100% of the balance, what changed for qualified TDFs in April 2026, and why regulators say a 100% label is not a safety label.

Korea's pension savings account (yeongeum jeochuk) lets you trade ETFs listed on the Korea Exchange, but not leveraged, inverse or foreign-listed funds. Here is what is allowed, why, and how it differs from IRP and DC plans.

A plain-English guide for people covered by Korea's National Health Insurance: when dividends start counting, how dependents lose status, what regional and employee subscribers pay, and which ETF payouts are excluded. Checked against NHIS and statute pages in October 2026.

Under Korean tax rules, pension savings contributions within the annual credit limit are deemed credited even if you never claimed the credit. Here is how Korean residents register those amounts as tax-excluded before withdrawing.

The pension shown in a Korean pension savings insurance illustration assumes the sign-up crediting rate never changes. Using October 2026 FSS dispute cases, this guide explains what changed and how to check your own contract.

2 million won a month in dividends takes 600 million won at a 4% yield before tax, and more after tax. As of October 2026, see how Korea's 15.4% withholding, the 20 million won threshold and new high-dividend rules change the math.

Korean residents who opened a personal pension savings plan by December 31, 2000 still get a 40% income deduction (capped at KRW 720,000). Here is how that differs from today's 12-15% pension account tax credit, whether you can claim both, and what happens if you cancel.