Binance Fees & Referral Discount Guide (October 2026)
Published Updated Source Binance fee schedule(opens in a new tab)4 min read
Founded in 2017, Binance is a major digital asset exchange. Its official blog reported over 310 million registered users in May 2026. Updated for October 2026, this guide explains fees, theddari affiliate benefits and signup steps.
At a glance
- 0.1%VIP 0 spot maker and taker fees are both 0.1% before discounts.
- 20% discountThe affiliate terms for code FS1D7KPF offer a lifetime 20% spot fee discount.
- 20% paybackAffiliate terms offer lifetime 20% futures fee payback. Payback applies only to futures.
theddari benefits
The terms listed for theddari affiliate signup are a 20% spot discount and 20% futures payback. Exchange discounts and theddari payback are different benefits. Check the signup code and your actual account benefit details.
- Referral code
- FS1D7KPF
- Spot
- Discount20% fee discount
- Futures
- Payback20% fee paybackPayback applies to futures only
- Terms
- Lifetime affiliate terms for spot discount and futures payback
Binance fees
VIP 0 base maker/taker rates are 0.100% / 0.100% for spot, 0.020% / 0.050% for USDⓈ‑M and 0.010% / 0.050% for COIN‑M. Paying with BNB reduces spot fees by 25% to 0.075% / 0.075% and USDⓈ‑M fees by 10% to 0.018% / 0.045%. Code-only spot rates are 0.080% / 0.080%; USDⓈ‑M effective rates after 20% payback are 0.016% / 0.040%.
| Product | Base | Pay fees with BNB | With theddari code |
|---|---|---|---|
| Spot | 0.100% / 0.100% | 0.075% / 0.075%(25% off) | 0.080% / 0.080%(20% off) |
| USDⓈ‑M futures | 0.020% / 0.050% | 0.018% / 0.045%(10% off) | Effective 0.016% / 0.040%(20% payback) |
| COIN‑M futures | 0.010% / 0.050% | — | — |
Spot
- Base
- 0.100% / 0.100%
- Pay fees with BNB
- 0.075% / 0.075%(25% off)
- With theddari code
- 0.080% / 0.080%(20% off)
USDⓈ‑M futures
- Base
- 0.020% / 0.050%
- Pay fees with BNB
- 0.018% / 0.045%(10% off)
- With theddari code
- Effective 0.016% / 0.040%(20% payback)
COIN‑M futures
- Base
- 0.010% / 0.050%
- Pay fees with BNB
- —
- With theddari code
- —
VIP 0 · maker / taker. Effective rates include payback. BNB and code columns each show one benefit alone. Your account screen determines final rates. Updated Oct 10, 2026.
Savings example
Calculated from the USDⓈ‑M base taker rate and monthly traded volume. Token discounts, VIP tiers, funding and withdrawal costs are excluded. Actual settlement depends on account conditions.
100K USDT of USDⓈ‑M futures taker volume a month → 50 USDT in fees → 10 USDT payback each month, 120 USDT a year.
VIP tiers
Spot VIP tiers depend on 30-day volume, BNB holdings and other conditions. The representative VIP 1 and VIP 2 thresholds below should be checked against the official fee schedule. Binance fee schedule(opens in a new tab)
| Tier | 30-day spot volume | BNB holdings |
|---|---|---|
| VIP 1 | 1 million USD | 5 BNB |
| VIP 2 | 5 million USD | 25 BNB |
Futures VIP volume requirements are generally described as about five times the spot requirements. Confirm product-specific thresholds and your applied tier in your account.
Main products
Main products available on Binance. Availability can vary by country and account.
- Spot
- USDⓈ‑M/COIN‑M futures
- Options
- Margin
- Earn
- Launchpool
- Copy Trading
- P2P
- Web3 Wallet
- Alpha
Sign up and get payback in 4 steps
Check the referral code on the signup screen first.
Open signup through theddari affiliate link
Start the registration process using the affiliate link.
Signup link(opens in a new tab)Check that referral code FS1D7KPF is filled in
Bound codes cannot be changedPost-signup binding may depend on eligibility, so check the code during signup.
Verify email or phone, complete KYC and enable two-factor authentication
Proof of address may also be required depending on your account and region.
Register your Binance UID on theddari /payback
20% futures fee paybackCheck benefit activation and settlement status after registration. Payback is futures-only.
Register UID for payback
Safety
Binance publishes a reserve verification process and a user protection fund relating to customer assets.
Proof of Reserves
Merkle Tree and zk-SNARK procedures let users check inclusion of their balances. This is an exchange-published reserve verification process, not an audit of its complete financial statements.
SAFU user protection fund
February 2026 reporting stated that the SAFU Bitcoin conversion was completed with 15,000 BTC held. Its valuation changes with the Bitcoin price.
Proof of Reserves and SAFU are not deposit insurance. Exchange custody and digital asset trading involve risks.
Notes for Korean users
Check KRW deposits and transfer requirements first
Check the logged-in deposit screen for current Korean won (KRW) support on your global account. Before transferring assets from a domestic exchange, verify the recipient, supported network and the domestic exchange transfer requirements.
- An October 2025 report described FIU approval of the executive change filing related to the GOPAX acquisition. Check the account deposit screen and current regional terms for KRW deposits and product access on Binance global.
- Signup, KYC and product access can depend on country, product and account eligibility. Check current regional restrictions and service terms.
Frequently asked questions
What are Binance trading fees?
VIP 0 spot maker and taker rates are both 0.100%. USDⓈ‑M maker/taker rates are 0.020% / 0.050%, and COIN‑M rates are 0.010% / 0.050%. BNB payment discounts are 25% for spot and 10% for USDⓈ‑M. Check your account for final rates.
What benefits does referral code FS1D7KPF offer?
Theddari affiliate terms list a lifetime 20% spot fee discount and 20% futures fee payback. Payback applies only to futures. Confirm the signup screen and the benefits applied to your account.
Can I add a referral code after signing up?
Checking FS1D7KPF during signup is the most reliable approach. A bound code cannot be changed. Some accounts may qualify for post-signup binding under specific conditions; check the official Referral Pro guidance and your account screen.
Can BNB and referral discounts be combined?
The BNB and code columns show each benefit on its own. Check your account screen for final rates when using multiple benefits. The USDⓈ‑M BNB discount should not be generalized to COIN‑M.
When and how do I receive payback?
Register your Binance UID on theddari /payback for settlement of 20% of futures fees. Check activation and settlement status there. Spot benefits are a 20% fee discount, not payback.
Can I deposit Korean won?
Check the logged-in deposit screen for current KRW support on your global account. If transferring assets from a domestic exchange, verify the recipient, network and domestic exchange transfer requirements.
Other exchange guides
- Bybit Fees & Referral Payback GuideRead guideSpot 0.1/0.1%30% payback
- OKX Fees & Referral Payback GuideRead guideSpot 0.08/0.1%30% off10% payback
- MEXC Fees & Referral Payback GuideRead guideSpot, general pairs 0/0.05%10% off20% payback
- Bitget Fees & Referral Payback GuideRead guideSpot 0.1/0.1%20% payback
Fees and benefits can change with exchange policy. Your exchange account screen shows the final rates. This page is not investment advice.